TERMS AND CONDITIONS

TERMS AND CONDITIONS

Art. 1 – Subject

1.1 These general terms of use pertain to access and use of the M&M First LLC website, accessible via the URLs: mmfirst.online (hereinafter referred to as the “owner”). These activities are governed by these general terms of use.

1.2 The website belongs to: M&M First LLC
Address: 3500 South DuPont Highway – Dover, USA – 19901

1.3 Accessing and using the website, as well as purchasing products displayed on it, presupposes reading, understanding, and accepting these general terms of use.

1.4 The website is intended for individuals who are at least 18 years old. If you are underage, you do not have permission to purchase our products on the website or use the services without the consent of a parent or guardian.

Art. 2 – Changes to the terms of use

2.1 The owner may modify or simply update, wholly or partially, these general terms of use. Changes and updates will be notified to users on the Home page as soon as adopted and will become binding as soon as they are posted on the website in this section. Access and use of the website imply the user’s acceptance of these terms.

Art. 3 – Intellectual property

3.1 Content on the website, such as works, images, photographs, dialogues, music, sounds, and videos, documents, drawings, figures, logos, and all other material, in any format, including menus, web pages, graphics, colors, patterns, tools, fonts, and the site’s design, diagrams, layouts, methods, processes, functions, and software that are part of the site, are protected by copyright and all other intellectual property rights of the owner or third parties contracted by the same. Any reproduction of the site and its contents, in whole or in part, in any form, is prohibited without the express written consent of the owner.

3.2 Users are only permitted to view the site and its content, availing the related services offered. Users are also allowed to perform all those other temporary reproduction acts, devoid of any economic significance, which are considered transient or accessory, an integral and essential part of viewing and using the website and its contents and all other browsing operations on the site performed solely for a legitimate use of the same.

3.3 Users are in no way authorized to reproduce the site and its contents, in whole or in part, on any medium. Any reproduction must be authorized by M&M First LLC or, when appropriate, by the authors of individual works contained on the site. These reproductions must always be carried out for lawful purposes and respecting copyright and other intellectual property rights and the authors of the individual works contained on the site.

Art. 4 – Website use and user responsibility

4.1 Access and use of the site, viewing its web pages, including communicating with the owner, the ability to download product information, and purchasing products on the website are activities conducted by the user solely for personal purposes unrelated to any commercial, business, or professional activity.

4.2 Users are personally responsible for their use of the site and its content. The owner cannot be held responsible for any non-compliance with existing laws related to website use and content by its users, except for liability due to intentional misconduct and gross negligence. In particular, the user will be solely responsible for communicating incorrect, false data or data related to third parties who have not given their consent, as well as for incorrect use of the same.

4.3 Any material downloaded or otherwise obtained through the use of the service is at the user’s choice and risk. Therefore, any responsibility for damages to computer systems or data loss resulting from downloading operations falls on the user and cannot be attributed to the owner.

4.4 The owner disclaims any responsibility for damages resulting from the unavailability of services on the site or damages caused by viruses, corrupted files, errors, omissions, service interruptions, content deletions, issues related to the network, providers, or telephone and/or telecommunication connections, unauthorized access, data alterations, and faulty and/or defective electronic equipment of the user.

4.5 The user is responsible for safeguarding and properly using their personal information, including the credentials that allow access to reserved areas, as well as for any harmful consequence or detriment that may arise against M&M First LLC or third parties due to improper use, loss, theft of such information.

4.6 The owner has taken all reasonable precautions to avoid publishing content and images on the site that may be considered harmful to personal dignity, human rights, in any of its forms and expressions. In any case, if any content is deemed offensive to religious or ethical sensitivity or decency, the concerned user is requested to report this to the owner. The owner, however, advises that any access to such content deemed offensive is at the user’s discretion and sole personal responsibility.

4.7 The owner has also taken all necessary precautions to ensure that the information on the site is accurate, complete, and up-to-date. However, the owner assumes no responsibility towards users for the accuracy and completeness of the content published on the site, except as otherwise provided by law. If a user finds inaccuracies or outdated content, they are asked to report this to the owner.

Art. 5 – Links to third-party sites

5.1 The site may contain links to other websites that are not operated by the owner. The owner has no control over these sites and is not responsible for their content, privacy policies, or any other aspect related to these sites.

5.2 The inclusion of these links does not imply endorsement or any association with their operators. Users are responsible for viewing and abiding by the privacy statements and terms of use of these third-party sites.

Art. 6 – Privacy and Personal Data

6.1 The protection of personal data is a priority for the owner. For details on how the site processes personal information, please refer to the Privacy Policy, which is considered an integral part of these terms.

Art. 7 – Links to other sites

7.1 The site may contain hyperlinks to other websites that have no connection with it. The owner does not control or monitor such websites and therefore does not guarantee their content or their data management in any way. Users must therefore carefully read the terms of use of third-party sites they visit and their respective privacy policies, as these terms of use and privacy policy refer only to this site.

Art. 8 – Links on other web pages

8.1 This site can also be accessed through third-party sites where a link or banner to access the site will be present.

8.2 Activation of links on third-party sites to this site is only possible with the prior consent and authorization of the owner, which can be requested by contacting the owner at the above-mentioned address or by writing to the email address: support@mmfirst.online.

8.3 Activation of unauthorized links will entitle the owner to act for the immediate deactivation of illegitimate links and for the possible recognition of the relevant unfair business practice or competition, or action to the detriment of the good name and reputation of the owner, his services, and the companies of the same group. In any case, the activation of deep hyperlinks (such as deep frames or deep links) to the site or unauthorized use of meta-tags is prohibited.

Art. 9 – Trademarks

9.1 All trademarks and distinctive signs on the site, also related to individual activities carried out by the owner, belong exclusively to the owner himself or the companies referring to him.

9.2 The owner has the exclusive right to use the aforementioned trademarks. Therefore, any unauthorized, non-compliant, and/or illegal use is strictly prohibited and results in legal consequences. It is in no way allowed to use said trademarks and any other distinctive sign present on the site to unduly benefit, even indirectly, from the distinctive character or renown of the owner’s trademarks or in a way that harms them and their holders.

9.3 The domain mmfirst.online, as well as its various declinations and subdomains, are owned by the owner. No use, even indirect, is allowed without specific written authorization from the owner or holders.

Art. 10 – Data processing

10.1 User data is processed in accordance with the regulations on the protection of personal data, as specified in the dedicated section containing the information pursuant to applicable US federal and state laws, including but not limited to the California Consumer Privacy Act (CCPA) where applicable (Privacy Policy). For more information, access the site’s privacy policy at the link: https://mmfirst.online/privacy-policy/

Art. 11 – Safeguard clause

11.1 If any of the clauses of these general terms of use were null for any reason, this would not in any way compromise the validity and respect of the other provisions in these general terms of use.

Art. 12 – Contacts

12.1 Any request for information can be sent by email to the following address support@mmfirst.online.

Art. 13 – Applicable law and competent court

13.1 These general terms of use are governed by United States law and interpreted according to it, notwithstanding any different overriding mandatory provision of the country of habitual residence of the purchaser. Therefore, the interpretation, execution, and resolution of the general terms of use are subject exclusively to United States law.

13.2 Any disputes related to and/or resulting from them must be resolved exclusively by the United States judicial authority. In particular, for consumers located in the United States, disputes shall be resolved by the court of the jurisdiction where the consumer resides according to applicable US law.

Art. 14 – Subscription

14.1 Your subscription to the services of M&M First LLC will continue until canceled by the user availing the service. To use the services of M&M First LLC, you must have internet access and a device compatible with M&M First LLC products; you also need to provide us with one or more Payment Methods. “Payment Method” means a current, valid, and accepted method of payment that may be updated periodically and includes payments to your account via a third party. Unless you cancel your subscription before its billing date, you authorize us to charge the next billing cycle’s subscription fee to the chosen Payment Method (see “Cancellation” section below).

14.2 We offer several subscription plans, including subscriptions provided by third parties in addition to our products and services. Some subscription plans may have different conditions and limitations, which will be made known to you at registration or through other communication methods available. You can find specific information about your M&M First LLC subscription by visiting mmfirst.online and clicking on the “Profile Management” link “Subscriptions” page, available at the bottom of the user’s reserved area, mmfirst.online/dashboard.

14.3 Promotional offers. From time to time, we may offer special plans, subscriptions, or promotional offers (“Offers”). M&M First LLC determines eligibility for Offers at its sole discretion and reserves the right to revoke an Offer and suspend your account if you are no longer eligible. Some members with existing or recent M&M First LLC service subscriptions may not be eligible for certain initial Offers. We may use information like email address, Payment Method, or email address associated with an existing or recently activated M&M First LLC subscription to determine Offer eligibility. Eligibility requirements and other limitations will be made available to you when subscribing to the Offer or through other available communication methods.

Art. 15 – Billing and Cancellation

15.1 Billing cycle. The subscription fee for M&M First LLC will be charged to your Payment Method on the payment date indicated on the “Subscriptions” page. The duration of your billing cycle will depend on the type of subscription chosen at the time of service registration. In some cases, the payment date may change, for instance, if the charge to your Payment Method is unsuccessful, you change your subscription plan, or your subscription starts on a day not present in a given month. To view the next payment date, visit mmfirst.online, click on “Profile Management,” then “Subscriptions” in your reserved area at mmfirst.online/dashboard. If you registered for M&M First LLC using a third-party account (e.g., Paypal) as your Payment Method, you can find the billing information for your M&M First LLC subscription by accessing that third-party account.

15.2 Payment Methods. To use the M&M First LLC services, you need to provide one or more Payment Methods. You authorize us to charge any Payment Method associated with your account if your primary Payment Method is declined or cannot be used to pay the subscription fee. You will be responsible for any outstanding amounts. If a charge fails due to an expired Payment Method, insufficient funds, or any other reason, and you haven’t canceled your account, we may suspend your access to the service until we successfully charge a valid Payment Method. Some Payment Method issuers might charge you fees, such as international transaction fees or other fees related to processing your Payment Method. Local tax charges may vary based on the Payment Method used. For more details, please check with your Payment Method service provider.

15.3 Updating Payment Methods. You can update your Payment Methods on the “Profile Management” page. We may also update your Payment Methods using information provided by payment service providers. Following any update, you authorize us to continue charging the available Payment Method(s).

15.4 Cancellation. You can cancel your M&M First LLC subscription at any time and continue to have access to the M&M First LLC service until the end of the billing period. Payments are non-refundable, and we don’t provide refunds or credits for partially used subscription periods or unwatched M&M First LLC content.

To cancel the subscription:

• If you subscribed before January 2022 or subscribed using Paypal after this date, access your Paypal profile with your credentials, go to “Account Paypal Profile Settings” then “Automatic Payments”, click on your M&M First LLC subscription and then “Cancel” and/or follow the cancellation instructions.
• If you first subscribed after December 2022, you can cancel your subscription by accessing the M&M First LLC Reserved Area mmfirst.online/dashboard, then “Profile Management” then “Subscriptions”, select your subscription and “Cancel” and/or follow the cancellation instructions.

If you cancel your subscription, your service will automatically end at the conclusion of the current billing period.

To check the end date of your service, click on “Subscriptions” on the “Profile Management” page.

15.5 Legal Relevance Note. If no proper cancellation occurs and the system can’t process the renewal payment due to the subscriber’s insufficient funds or other issues (e.g., credit card expiration, alternative payment methods, and/or similar), the system will automatically suspend the service.

Under these conditions, the system will continue attempting to auto-renew until:

• a) the subscriber formalizes the “cancellation” as previously explained;
• b) the system finds available funds, drawing them from the subscriber’s chosen Payment Method, effectively renewing the subscription.

If the renewal process is completed successfully, the system will automatically reactivate the subscriber’s service until the end of the current billing cycle.

M&M First LLC declines all responsibility for future renewals and billing cycles if the subscriber has not timely and appropriately canceled the subscription.

15.6 Changes to the price and subscription plans. Occasionally, we may modify our subscription plans and service price. However, any price or subscription plan changes will take effect no earlier than 30 days from the date we send you the relevant communication (unless already agreed upon at the time of subscription).

If you don’t wish to accept a price or subscription plan change, you can cancel your subscription before the change takes effect.

Art. 16 – Services and Products of M&M First LLC

16.1 To avail and purchase the products of M&M First LLC, one must be at least 18 years old.

16.2 M&M First LLC products and any content accessible through the services are intended exclusively for personal and non-commercial use and cannot be shared with people outside of your household unless otherwise permitted by the specific subscription plan. For the duration of your subscription to the M&M First LLC services, we grant you a limited, non-exclusive, and non-transferable right to access the services and M&M First LLC content. Except as provided above, no other rights, title, or interest shall be transferred to you. You agree not to use the service for public screenings.

16.3 Unless expressly authorized by us, you agree not to:

• (i) store, reproduce, distribute, modify, display, disclose, publish, license, create derivative works, offer for sale, or use contents and information about the services or products obtained from M&M First LLC.
• (ii) evade, remove, alter, disable, destroy, block, obscure, or interrupt the protections of the content or other elements of the services or M&M First LLC products, including the graphical user interface, advertisements or promotional functionalities, copyright and trademark notices;
• (iii) use robots, spiders, scrapers, or other automatic tools to access the services or M&M First LLC products;
• (iv) decompile, reverse engineer, or disassemble any software or other product or process accessible via the services or M&M First LLC products;
• (v) input any code or product or manipulate the content of the services or M&M First LLC products;
• (vi) use any data mining or data collection and extraction method;
• (vii) upload, post, email, or otherwise send or transmit any material designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment associated with the services or M&M First LLC products including viruses and any other computer code, file, or program.
• (viii) attempt not to pay for the services in use by opening disputes or claims with the credit institutions you have made the payment with (e.g., Paypal, VISA, MasterCard, Stripe, banks, and others).

We reserve the right to limit or stop your use of our services if you violate these Terms of Use or use our service unlawfully or fraudulently.

Art. 17 – Refund Policy

17.1 Refund Limitations
M&M First LLC does not grant refunds for Services or products purchased through its website unless otherwise indicated on the purchase page.

17.2 Refund where indicated
In exceptional circumstances, if specified on the purchase page, M&M First LLC might agree to a refund beyond 365 days from the purchase date.

17.3 Conditions for Refund Application
M&M First LLC may, where specified on the sales page, grant a 100% Refund Guarantee of the amount paid. If, after 12 months of receiving signals, the subscriber doesn’t achieve a positive return due to non-profitable signals, they are entitled to request a full refund.

17.4 Refund Request Method
To initiate the refund process, the subscriber must submit a formal request through the form provided on our contact page. This request must include the reason for the refund, payment details, and a summary of the received signals and operations conducted. The submitted transactions must be accompanied by the ADM ref. Code, confirming the account holder matches the one who made the payment for the service.

17.5 Verification Procedure
Upon receiving the request, the M&M First LLC team will proceed with a detailed analysis to confirm that the subscriber followed the signal instructions and didn’t profit. The final decision on the refund will be communicated within 30 business days from the date of receipt of the request. If approved, the refund will be processed immediately.

17.6 Refund Exclusion Cases
This refund policy does not apply in the following cases:

• a) abuse or inappropriate use of the service;
• b) failure to comply with the Terms and Conditions;
• c) failure to strictly adhere to the provided signals.

The refund is valid only if the subscriber has fully followed the strategies detailed in each subscriber’s reserved area and in the Telegram channel of the service.

17.7 Refund Mode
In case of request approval, the refund will be processed through the same payment instrument originally used, unless otherwise agreed between the parties.

Art.18 General Sales Conditions

General Sales Conditions (GSC) for purchases made online on the website www.mmfirst.online

Art 18.1 The user, having placed an order, declares to act exclusively for private purposes.

Art 18.2 Every order made on www.mmfirst.online implies the conclusion of a sales contract in English. When the order concerns a M&M First LLC product, only one contract is concluded between the buyer and M&M First LLC.

18.3 By clicking on the “Complete Order” button, the customer places a binding order for the products added during the purchase process. Once the order is sent, M&M First LLC will send the customer an order confirmation email within 1 hour. A contract is considered bindingly concluded upon receipt of our order confirmation. If the customer does not receive any order confirmation within the period indicated in this art. 18.3, the order is deemed rejected by M&M First LLC and, therefore, void. For orders where the customer has chosen deferred payment, the products will be granted as soon as M&M First LLC receives the full purchase price. Therefore, M&M First LLC advises the customer to pay the price as soon as they receive the order confirmation and within the following 7 days.

18.4 The buyer gives prior consent to the assignment of credits for the payment of the purchase price to third parties, particularly to M&M First LLC.

18.5 The owner reserves the right not to accept or to cancel an order if it was sent using software, robots, crawlers, spiders, or any automated system, or through behavior based on scripts or any use of third-party services to send an order on the user’s behalf.

18.6 The customer must pay the price published on the product page when placing the order. The stated price is final and includes sales tax, where applicable.

18.7 M&M First LLC accepts various payment methods, including but not limited to credit cards, Stripe, bank transfers, Paypal, and installment payments managed by Klarna. M&M First LLC reserves the right to refuse some payment methods and to require different payment methods for certain orders.

18.8 The buyer agrees to receive invoices and credits exclusively in electronic format.

18.9 Applicable law. These GSCs and sales contracts are governed by United States law and must be interpreted in this light.

18.10 For any disputes that may arise in connection with the GSCs and/or sales contracts, customers can activate an extrajudicial dispute resolution procedure in accordance with applicable US consumer protection laws. If the customer activates the aforementioned procedure, M&M First LLC guarantees its participation in a friendly settlement attempt that the user can promote through appropriate alternative dispute resolution methods.

18.11 The Owner commits, in the event of immediate payment, to deliver or provide the products and/or services covered by this contract within a maximum of 72 hours from the receipt of the actual payment.

18.12 In the event that the user chooses “Bank Transfer” as the payment method, they are obligated to transfer the total amount indicated on the invoice within a strict deadline of 7 days from the date of the order’s issuance.

18.13 If the bank transfer is not received within the aforementioned terms, the Owner will, without further notice or communication, resort to the competent judicial bodies for credit recovery, demanding that the user cover all accruing procedural costs (both legal and otherwise) and the corresponding damages.

18.14 The owner, in this case also referred to as the creditor, is entitled to reimbursement for costs incurred in recovering sums not promptly paid to him, except for proof of greater damage, unless the debtor demonstrates that the delay is not attributable to him. The costs, always adhering to principles of transparency and proportionality, can also be determined based on presumptive elements and considering extrajudicial legal fees.

18.13 Installment Payments. Occasionally, M&M First LLC may offer the purchase of its products through installment payment methods.

In the event that the installments are managed by Klarna, M&M First LLC commits to deliver or provide the products and/or services covered by this agreement within a maximum of 72 hours from the receipt of the actual payment of the first installment.

If an order is purchased under an installment contract through a Bank Transfer, M&M First LLC commits to deliver or provide the products and/or services covered by this agreement within a maximum of 72 hours from the receipt of the actual payment of the final installment.

The total amounts, the amount of each installment, the installment dates (i.e., the frequency of payments), and the total monthly payments may vary from product to product. These conditions are firmly established at the time of purchase. Modifications to these terms can only be made if both parties agree and sign a new agreement. In the absence of such a new agreement, the initially agreed-upon terms apply.

In the latter case, the buyer commits to pay the installment amounts on the specific dates set by the agreement. Failure or delay in paying the installment amounts qualifies the buyer as “non-compliant.”

In the event of a “non-compliant” buyer, M&M First LLC reserves the right to cancel the installment plan, not providing the purchased services and products, and retaining the advances and/or previously paid installment amounts.

In the event of a “non-compliant” buyer, M&M First LLC has the right to take legal action to recover the amount owed or to terminate the contract.

In the event of a “non-compliant” buyer, M&M First LLC also has the right to apply late interest and/or penalties on the installment amounts, as specified at the beginning of the purchase by the buyer.